Business Loans

Corporate Guardian can source you the funding you need

The decision in this regard can be obtained quickly. We don’t function like, or think like, a bank – we work within the commercial realities of your situation and act rapidly when funding is urgent; often approving funds within 24 hours.

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Subject to our financial’s lending criteria, we can source a wide range of funding options, enabling you to select the one that meets your specific business and financial requirements.

Short term funding

This funding is typically for 3-6 months and may assist your business to resolve a range of pressing problems. For example, if your business is experiencing a temporary loss of liquidity, you are under pressure from creditor demands, you need to consolidate business debts, you need to pay GST, salaries..

Business Overdraft

This standard form of funding allows you to draw money against a rolling line of credit. Interest is calculated only on the amount that you draw down. A business overdraft is generally a longer term loan and is usually secured against real estate..

Invoice finance

This funding enables you to access monies owed to your business by clients, primarily using your accounts receivable ledger to secure the loan. This can provide your business with the means to resolve short or medium cash-flow problems. Corporate Guardian can assist you with straightforward invoice discounting through to full service factoring. Depending on your..

Mortgage finance

This funding is a common way to transfer equity from an asset – usually real estate – to your business. As interest rates on this type of loan are usually at the low end of the spectrum, this can be an effective way of consolidating debts and repaying them over a longer period of time; 25 years or more. Mortgage funding usually takes longer to organise. If your..

Unsecured trade finance

This funding is available only to businesses that have a minimum three year good trading record and an annual turnover of at least $3 million. The funds can be used to enable your business to finance domestic or international trade, and can include stock purchases to payment for services. Unsecured trade finance is available from a one-off contract to an ongoing rolling finance..